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Can I buy a home below market value?

It depends on the market. In some cases you can find a "bargain" and pay less than market value for a property. The most common examples of these are homes that need rehab work and foreclosures or government-owned property. If you have the time and money to put into a rehab, and are wise about how you go about the project, they can be a wonderful investment, sometimes giving an excellent return. If you are considering a bank or government-owned foreclosure, make sure you do your homework first, as most of these properties are sold "as-is".

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